Skin in the Game

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According to data from the California Association of Realtors, the housing market is weathering the economic downturn better than it did during the Great Recession, as buyers have more skin in the game.

Compared to those who bought their homes before the recession, buyers in recent years have made higher down payments, taken on fewer risky loans and second mortgages, and have higher household incomes. That means we can expect fewer defaults and foreclosures as the market continues to shift.

Dreaming of Home

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We frequently work with buyers who need to compromise between the dream home they want to buy and the home they can afford within their budget, especially with their first purchase. Let's be realistic. That first home doesn't need to be perfect. It’s just a step on your path.

Kevin and I don’t live in our dream home – yet. We don’t know where or when it will become a reality, but we’ve talked enough to know that the dream home we share will be a compromise between our respective dreams and desires…

CHIC (Pearl)

I dream of a brightly lit home with high ceilings and high-performance windows in an open layout, allowing natural light to cascade throughout every room. Most of all, I dream of a beautifully landscaped backyard you can step into from your bedroom, kitchen, or living room.

GEEK (Kevin)

My dream home will be built of 90% steel and concrete. Designed to last 1,000 years, no earthquake, hurricane, flood, or other disaster could destroy it. My goal is to reach the highest level of efficiency and resiliency, with the even more attractive bonus of low maintenance!

Rentals on the Rebound

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As COVID eviction moratoriums expire up and down the state, investment in rental properties is on the rise and back to pre-pandemic levels. Meanwhile, the wages and wealth of renters have remained pretty much stagnant for the better part of this century, while homeowners have seen a surge in their net worth since the early 90s, despite the housing bubble bursting in 2007-08.

Seascape or Ski-scape?

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We both wanted to get away for New Year’s to take a break and recharge our batteries. But as usual, we had a hard time deciding which way to go – ocean or mountains? In the end, we decided to do both!

CHIC (Pearl)

The warmth of the sun was calling my name, so Oahu, Hawai’i was my choice for our New Year's vacation. We enjoyed epic sunrises and sunsets, tropical plants, soothing ocean waters, Mai Tais, chocolate, pineapple, shaved ice, seafood — yes, lots of fresh seafood — and of course, turtles! That’s not to mention some of the friendliest people on the planet. Everyone you meet smiles back at you. It’s like a daily mood boost without meditation!

Geek (Kevin)

I prefer a winter wonderland escape, so after our island getaway, it was off to Jackson Hole, Wyoming, for snowboarding, snowmobiling, and mingling with wildlife (elk, bighorn sheep, bison, eagle, and swans were just a few that we spotted). And of course, we had to take a dip in the famous hot springs. With breathtaking nature like the Grand Tetons and Yellowstone National Park surrounding you, it’s a colorful cultural experience like no other!