Number Talk: Mortgage Rates at Record Lows
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Last week, Freddie Mac announced that the 30-year fixed-rate mortgage averaged a record low 3.07% for the week prior, a huge drop from 3.75% just one year ago.
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Chic vs. Geek: Pandem-econmics
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The more debt, the more money is printed, and the greater chance of inflation. Inflation can fuel higher interest rates, which means your money won’t go as far.
Read MoreHow to celebrate the 4th of July in a pandemic
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We’re used to parties, parades, cook-offs, and concerts, but Independence Day is going be a little different this year – and that’s before we even talk about fireworks.
Read MoreChic vs. Geek: Water Conserving Fixtures (aka WCF)
/I own a single-family residential property. What are my requirements for installing water conserving plumbing fixtures, and when do they take effect?
CHIC (PEARL)
As of 2019, all owners of single family residential properties are required to replace plumbing fixtures with water conserving fixtures (or WCF), regardless of whether or not you’re making any other improvements or selling the property. Additionally, sellers are required to disclose any non-compliant fixtures. So even if you haven’t upgraded your fixtures, you’ll need to get it done if you want to do any other work on your home.
GEEK (KEVIN)
So, what qualifies as a “non-compliant” fixture? A few examples: toilets that use more than 1.6 gallons of water per flush, showerheads with a flow capacity of more than 2.5 gallons of water per minute, and any interior faucet that emits more than 2.2 gallons of water per minute. But don’t worry, this only applies if your property was built on or before January 1, 1994. Here are more tips for saving water at home!
Introducing: Los Gatos
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The Town of Los Gatos is nestled at the base of the Sierra Azules along the southwestern edge of the Santa Clara Valley. Locals and visitors can shop and dine at some of the finest spots the Bay Area has to offer, stroll down the friendly streets of a historic and charming Downtown, enjoy the natural beauty of parks and trails, and take advantage of fun family events that happen year round.
Los Gatos is one of Santa Clara County’s oldest communities, incorporated in 1887 and still retaining its small town charm. Unique architecture, pedestrian-friendly design, and safe neighborhoods make it one of the most desirable locations in the Bay Area real estate market. The town is also an inclusive community with a wide spectrum of ages, family sizes, and incomes.
Learn more in the Neighborhoods section of our website.
