Weighing Risk vs. Reward

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In case you missed it, home insurance plays a crucial role in the buying and selling process, especially in areas prone to natural disasters. We can help you understand the financial and other implications on both sides of the process, especially as insurance companies reconsider their policies in high-risk areas.

CHIC (Pearl)

Buyers should use risk assessment as their North Star. You might reconsider purchasing an otherwise wonderful home in an area frequently affected by natural disasters due to the high risk of damage or destruction in a constantly changing environment. A lot of the decision will come down to the cost and availability of insurance. Lenders typically require home insurance as a condition of your mortgage, and if you can’t get a policy, you may not get the loan. It’s a difficult balance, so you’ll need to be committed to the process if you want to make it work.

GEEK (Kevin)

Risk mitigation is the name of the game for sellers. Changes in insurance policies and regulations can have long-term effects on the desirability and value of properties in high-risk areas prone to disasters like wildfires and earthquakes. On top of that, you may be required to disclose past insurance claims related to natural disasters, which might sour buyers on the property. You can help tip the scales by bringing your home’s safety measures up to date, but that may not create the nexus point you need between buyer interest and selling challenges.

Early bird look

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These cozy and stylish Peninsula properties are about to hit the market, and we can get you a sneak preview. Contact us today for an early bird look at a potential starter home, and visit our Properties page to see more.

108 Arrowood Ln, San Mateo, CA 94403

48 North Grant St, San Mateo, CA 94401

1354 Oakhurst Ave, San Carlos, CA 94070

Lighten up your life

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These townhomes on the Peninsula feature open concepts and enough natural light to make you comfortable staying inside all day — especially when it’s cold outside! Visit our Properties page to see more.

663 Waverley St, Palo Alto, CA 94301

1525 Tyler Park Way, Mountain View, CA 94040

43 Edgewood Pl, Belmont, CA 94002

Let us be your secret weapon!

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The real estate market can sometimes feel like the Wild West, with high stakes hanging on every decision and competition lurking around every corner. In this constantly evolving environment, a good agent is like your secret weapon — the savvy sidekick who saves you money, time, and a whole lot of headaches!

CHIC (Pearl)

From day one, we are here to help you get the home you need at the price you want. A good agent can save a buyer as much as $100,000 on the listing price. It isn’t magic or luck or some kind of secret sauce. It’s just hard work. We dive deep into the data, providing detailed market analysis and playing out every possible opportunity. And when it’s time to negotiate, we are relentless advocates for your bottom line. Like seasoned diplomats, we know how to work with listing agents to get the best deal possible. The road to homeownership can be rough. We’re here to smooth out the bumps.

GEEK (Kevin)

And the road doesn't end at the sale. We’re like the friend who sticks around after the party to help you clean up. Whether it's recommending a painter for final touches at a 30% discount, planning and budgeting for major updates, or rolling up our sleeves and pitching in on a DIY project, we’re in it with you for the long haul — or at least as long as you’ll let us stick around! Let us be your secret weapon, the maestro conducting your orchestra, ensuring every instrument hits the right notes, on time, and within your budget, so you can focus on the excitement of starting a new chapter.